20^th

Tip #10

• Know what your actual cost of living is. In order to understand what your options are you first require the knowledge of how you spend your money. Track all your expenses for the next 3 months. It will be amazing what you learn as you look back and evaluate your decisions if you are willing to be honest with yourself. How you spend your money is going to show you what matters to you and your priorities. Having a record of your actual cost of living will help you if your next step is reaching out to a financial planner for advice.